Legal

Privacy Policy

Effective date: May 1, 2025

This Privacy Policy explains how Scale Payments collects, uses, and protects your personal information. By using our services, you agree to the practices described here.

1.Who We Are

Scale Payments is a merchant services and payment processing company headquartered in New Jersey, providing credit card processing, point-of-sale systems, and related services to small and mid-sized businesses across the United States.

2.Information We Collect

We collect information you provide directly — name, business name, phone, and email — when you request a rate quote or apply for an account. We also collect information automatically through our website (IP address, browser type, pages visited).

For active merchants, we collect transaction data necessary to process payments, including card data tokenized in compliance with PCI-DSS.

3.How We Use Your Information

We use information to provide and improve our services, communicate with you, comply with legal obligations, prevent fraud, and (with your consent) send marketing communications. We do not sell personal information.

4.Sharing Your Information

We share information with card networks, banks, and processors required to settle your transactions; with vendors providing services on our behalf under confidentiality agreements; and when legally required (subpoena, court order, regulatory request).

5.Data Security

We maintain PCI-DSS Level 1 compliance, encrypt data in transit and at rest, and restrict access to authorized personnel. No system is perfectly secure — but we treat your data the way we'd want our own treated.

6.Cookies & Tracking

Our website uses cookies for essential functionality, analytics, and (where applicable) marketing. You can control cookies through your browser settings. Disabling cookies may impact site functionality.

7.Data Retention

We retain personal information as long as necessary to provide services and comply with legal obligations — typically seven years after account closure for transaction records, shorter for marketing data.

8.Your Rights

You may request access to, correction of, or deletion of your personal information at any time by emailing privacy@scalepayments.com. We respond within 30 days.

9.Children's Privacy

Our services are not directed to anyone under 18. We do not knowingly collect personal information from children. If you believe we have, please contact us and we will delete it promptly.

10.Third-Party Links

Our website may link to third-party sites. We are not responsible for the privacy practices of those sites and encourage you to review their policies.

11.California Privacy Rights (CCPA)

California residents have the right to know what personal information we collect, request deletion, opt out of sale (we do not sell), and not be discriminated against for exercising these rights. Submit requests to privacy@scalepayments.com.

12.Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be posted on this page with a revised effective date. Your continued use of our services constitutes acceptance.

13.Contact Us

Questions about this Privacy Policy? Email privacy@scalepayments.com or call 718-702-0186.