Retail Payment Processing That Protects Your Margin
Per-swipe fees, mismatched inventory, online and in-store running on different platforms, slow funding. Retail margins are thin enough — your processor shouldn't be making them thinner.
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The hidden costs
What's quietly draining your margins
Per-swipe fees stack up fast
Average ticket of $25 with 2.9% + $0.30 = effective rate above 4%. On 100 sales a day, that adds up.
Inventory you can't trust
Counts on the POS don't match counts in the back room. Stockouts and overselling become a daily reality.
Online and in-store don't talk
Two separate systems means two separate inventories, two reports, and double the work for staff.
Slow funding
Two-to-three day batches mean your reorder cash is always one cycle behind your sales.
The Scale fix
One retail stack. One inventory. One paycheck.
- Free Clover Station with built-in inventory, barcode scanning, and label printing.
- Sync online and in-store inventory in real time — Shopify, WooCommerce, or our gateway.
- Dual Pricing options for storefronts that want to eliminate swipe fees.
- Next-day funding seven days a week.
- Loyalty, gift cards, and SKU-level reporting included — not a paid add-on.
Built for the way your business actually works
Every detail tuned for your industry — not a one-size-fits-all platform.
Built-in barcode scanning
Scan, ring up, and update inventory in one motion — no separate scanner license required.
Real-time inventory sync
Online and in-store stock counts update instantly across every channel you sell on.
E-commerce integration
Plug into Shopify, WooCommerce, BigCommerce, or use our hosted checkout.
SKU-level discounting
Run promos on individual products, categories, or customer segments without third-party tools.
Sales analytics
Top sellers, best margins, slowest movers — actionable reports you'll actually open.
Easy returns
One-click refunds with original tender matching, exchange handling, and inventory restock.
"I run a small retail shop in Manhattan. My old processor was charging me a 'PCI fee,' a 'statement fee,' and an 'IRS reporting fee' — three things I'd never heard of. Scale Payments cut all three and consolidated the rest into one line. Plus my online and in-store inventory finally match."
James T.
Retail Store Owner • Manhattan, NY
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Read the guideSee what you'd save in your first month.
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