The processor that actually understands precious metals.
High-ticket transactions, AML scrutiny, surprise account closures, frozen funds — most processors treat precious metals dealers like a liability. We've spent 19 years treating them like a partner.
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The hidden costs
What's quietly draining your margins
Sudden account shutdowns
Most processors close compliant precious metals accounts with 24 hours notice — sometimes none. We don't.
Funds held without explanation
Six-figure transactions sitting in limbo for weeks while underwriting 'reviews.' Crippling for cash flow.
Slow underwriting on every deal
Manual review delays on legitimate transactions can stop a sale dead. You lose customers waiting on approvals.
Unfair rates
Processors charge precious metals dealers 4%+ — calling it 'high-risk premium' — for sales that aren't actually risky.
The Scale fix
Eighteen years in precious metals. Zero shutdowns of compliant merchants, ever.
- Underwriting that knows the difference between a dealer and a money launderer.
- Stable rates negotiated for the category — not a 4% punishment tax.
- Direct relationships with sponsoring banks who understand precious metals — no middlemen flagging your transactions.
- A dedicated rep who actually understands AML, KYC, and IRS Form 8300 reporting.
- Fast clearing on high-ticket transactions — no manual-review delays for legitimate sales.
Built for the way your business actually works
Every detail tuned for your industry — not a one-size-fits-all platform.
Stable, transparent pricing
Interchange-plus pricing with no 'high-risk premium.' What you see is what you pay.
Fast clearing
Five and six-figure transactions clear without manual review delays.
High-ticket transaction support
Built for the realities of precious-metals deal sizes — not retail averages.
Dedicated category rep
Your rep has 10+ years in precious metals — not a generalist learning your business in real time.
"I process over $200K a month in precious metals. I've been shut down by three different processors in the last decade — none of them gave me a reason. Scale Payments has been my partner for years now. They understand the category, they understand compliance, and when I call I talk to someone who knows my business."
Richard G.
Precious Metals Dealer • New York metro
See what you'd save in your first month.
A real person — not a chatbot — calls you back with a custom rate quote and a side-by-side savings breakdown. Free, no commitment.
Or call 718-702-0186